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Hello,
I'm Vicky Pitts
Loan Officer
What Is Your Story

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

I pride myself on excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Let's Learn!

Please check out my 27 educational articles I put together for my clients.

I pride myself on being an educational based loan officer.

I strive to provide excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

About Me

Welcome to my website. So glad you found me!

I have been with Barr Group Mortgage for over 10 years and in the mortgage industry since 1989 with experience in all areas of mortgage lending. I enjoy helping first time home buyers, 2nd/vacation home buyers and investment buyers.

My goal is to meet the lending needs of real estate professionals, builders and homebuyers throughout Alabama and Florida. I am dedicated to finding the right loan with the best terms and costs to meet your unique, individual needs. Condo Loans is one of my specialties. I also originate Conventional, FHA, USDA, and VA Loans. I am a VA home loan benefit administrator.

Originally from Shreveport, LA, my husband and I moved to Gulf Shores after Hurricane Katrina. We have 4 daughters, 11 grandchildren and 5 great grandchildren. We enjoy living in our little piece of paradise on the Gulf of Mexico going to the beautiful beaches, kayaking and golfing.

Professional Designations: Member of the National Association of Mortgage Bankers, National Association of Professional Mortgage Women, 2014 Chair for the Baldwin County Board of Realtors Affiliate Council, Board of Directors for the Workforce Housing Alliance ( a 501 (c)(3)non-profit housing organization), Notary Public, Member of the Gulf Shores Chamber of Commerce, Baldwin County Board of Realtors, Partners in Growth, and Alabama Mortgage Brokers Association

Connect With Me
What is Your Why?
Create memories
Build Equity
Raise a family
Stabilize Your housing costs
Be Proud of where you live
Couple On Computer
Fresh from the blog
The Importance of Building Equity in Your Home

The Importance of Building Equity in Your Home

For many homeowners, building equity is one of the most rewarding aspects of owning a property. Equity represents the portion…

Understanding the Benefits of a VA Loan for Veterans and Service Members

Understanding the Benefits of a VA Loan for Veterans and Service Members

For veterans, active-duty service members, and eligible surviving spouses, a VA loan offers a powerful way to achieve homeownership. Backed…

15-Year vs. 30-Year Mortgage: Which One is Right for You?

15-Year vs. 30-Year Mortgage: Which One is Right for You?

Choosing the right mortgage term is a critical decision in the home-buying process. The two most common options are the…

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